Mark 12.38-44

As he taught, he said, “Beware of the scribes, who like to walk around in long robes, and to be greeted with respect in the marketplaces, and to have the best seats in the synagogues and places of honor at banquets! They devour widows’ houses and for the sake of appearance say long prayers. They will receive the greater condemnation.” He sat down opposite the treasury, and watched the crowd putting money into the treasury. Many rich people put in large sums. A poor widow came and put in two small copper coins, which are worthy a penny. Then he called his disciples and said to them, “Truly I tell you, this poor widow has put in more than all those who are contributing to the treasury. For all of them have contributed out of their abundance; but she out of her poverty has put in everything she had, all she had to live on.”

For the month of September we’re keeping things simple – though, when in the church is anything simple? When in our lives is anything simple? Well, we’re going to try and bring some simplicity in the midst of all our complexities each Sunday till the end of the month.

The whole series is focused on the materially simple life that Jesus led, taught, and exemplified. And, each week, we’re going to have a challenges that accompany our worship.

The first week we were challenged to spend time every day being grateful for our time. Last week we had a clean out challenge where we reflected on what really matters in our lives.

Today we’re moving on to the subject of money. 

The bible spends a lot of time addressing a great number of topics, but time, possessions, money, prayer, and food are the topics that Jesus talked about the most. And, when Jesus addressed these issues for the people of his days, he came at all of them with an air of simplicity that is often lost in the church today.

Truly I tell you, this poor widow has put in more than all those who are contributing to the treasury. For all of them have contributed out of their abundance; but she out of her poverty has put in everything she had, all she had to live on.

The church was in the midst of a stewardship drive and the finance committee could not stop arguing. Every Sunday they bickered in the hallways and in the narthex fighting about who they could hit up for more money this year, about how much they would need to raise in order to buy new candlestick holders for the altar, and about whether the pastor should know who gives and how much.

Finally they called for a formal meeting on a Sunday evening and after 3 hours of more shouting, disagreeing, and even some belittling, they ended only to have the frustrations spill out into the parking lot as everyone was preparing to leave.

However, sitting outside the front doors of the church was a homeless man holding out a styrofoam cup hoping for donations. He had been there for most of the afternoon, hopeful for any gift, and he could not help from overhearing the church folk arguing inside and out the parking lot.

After some time has passed, the man stood up from his spot and he meandered over to one of the older women with her hand placed perfectly on her hips, he reached out for her hand, dumped the few dollars and space change he had received, and said, “You clearly need this more than I do.”

Money! Everyone’s favorite subject in church! In ranks up their with politics and sexuality! I can tell that you all have just been on the edge of your pews all morning waiting to hear what I have to say like a bunch of kids on Christmas morning.

Money! The American Dream! So many of us came of age in a world, in a culture, that told us this dream was possible – a desire for achieving material possessions and deeper bank accounts. We hope to pursue more than we have, to gain more than we have, and to save more than we have.

And, importantly, most of us tend to measure our success based on the number in our bank accounts.

But, and this is a big but, for a lot of us the American Dream feels like the American Nightmare.

For as much hope as we might have for a day in the future when all of our finances will be taken care of, there’s plenty in the present to worry us. There was a study recently that noted at least 80% of Americans are stressed about the economy and their personal finances – more than half are worried about being able to provide for their family’s basic needs, 56% are worried about job security, and 52% report lying away at night thinking about their bank accounts.

That might not sound all that surprising to any of us here, because honestly, who among us hasn’t worried about money?

How about this then – in 1990 the average credit card debt in America was $3,000 and today it is well over $9,000. And that doesn’t include mortgages, student loans, or medical debt.

For many of us The American Dream has become The American Nightmare when it comes to money and finances. So so so many of us are unwilling to delay gratification and we use tomorrow’s money to finance today’s lifestyle. Few us us save money appropriately because we keep thinking that tomorrow won’t come. 

But then it does.

Over and over again.

Jesus was teaching in the temple when he warned everyone with ears to hear about the religious elite. 

“Watch out for those scribes and priests – you know, the ones who like to walk around in long robes and get all the respect in public, the preachers who like to gets the seats of privilege. They are the type of people who prey on the widows and the poor and for the sake of appearances will fill their prayers with big and long words. Watch out for them.”

Then Jesus immediately gathered the crowd around the treasury and they watched as people filed in line to drop of their donations. Many rich people proudly walked ahead to make the donation as public as possible, but then a poor widow shuffled over and put two small coins in the treasury, two coins that amounted to a penny. 

Jesus pulled his disciples close and said, “That poor widow put in more than all the rest who are contributing to the treasury. The rest of them gave out of their abundance; but she out of her poverty has put in everything she had: her whole life.”

In life, few of us have any use for hypocrites. Those people who are pretentious and show off their status only to draw more attention to themselves at the expense of the less fortunate – like politicians making great sums of money while complaining that it’s not enough to live on – like pastors urging their congregations to make financial commitments while they themselves offer nothing.

Today we’re obviously talking about money, and the text makes it quite difficult to make a case for giving it to church. 

Because we can take the story of the widow at face value – she truly sacrifices. She is the example upon which Jesus makes a theological claim. But let us not forget that her gift is considered far greater than greater sums of money not because of the amount but because of her generosity.

And that’s why we have to sit with something rather uncomfortable before we jump to the simplicity of money, which of course is no simple thing. It is good and right for us to rest in the tension of the text read for us today because this is about more than just encouraging extravagant generosity – it is an indictment, plain and simple, against any institution (including our own) that results in a poor widow giving all she has so that the leaders can continue to live lives of wealth, comfort, and power.

We might leave church today feeling guilty about the money we give (or don’t give), we might feel apathetic about what our contributions can really do for our church or for our community. But perhaps the most appropriate feeling might be outrage; outrage toward any system that appropriates the property of the poor and near-destitute in order to perpetuate wealth for the elite.

Ask any pastor and they’ll tell you the best givers in the church are almost always the poorest. It’s those on limited and fixed incomes who are usually the first to tithe, but the wealthy and elite, those with gifts to share, have a harder time with it.

Maybe you’ll be surprised to hear, or maybe you won’t, that there are more than 950 billionaires in the world and yet the percentage of giving among the majority of the billionaires does not rise above the single digits.

By the time Jesus encountered this scene by the treasury, the whole religious apparatus was perverted. The operators lived privileged lives, and the poor, widowed, orphaned, and marginalized were no longer protected.

And today, sadly, some things haven’t changed.

I was out of the office for two days this week between clergy meetings and hospital visits, and when I checked the church voicemail on Thursday morning we had over twenty messages, twenty messages in two days, from people in our immediate community who needed financial help – a rent payment, a overdue electricity bill, grocery money.

And I wish, I wish, that we could give money to every single person who called. I wish that my days were primarily filled with making sure that people could stay in their homes, that those homes could keep the lights on, and that the refrigerators were well stocked. 

But we can only use what we are given.

And so, from this story of Jesus and the widow, from the reflections on the church’s, and any institution’s, temptations to prey on the weak, it’s quite difficult and problematic for someone like me, part of the religious elite, standing in my long robe, to build a case for why the church is worthy of the gifts of its givers.

The church is only worthy when we use the gifts as Jesus commands.

As I noted last week and at the beginning of this sermon, each Sunday this month we are taking the time to encounter the simple qualities of complex realities, but we will also have challenges that accompany our worship.

This week we are encouraging everyone to budget their money.

For a long time there’s been an 80-10-10 focus on finances in which you spend 80% of your money on what you need to live, you save 10% for the future and unanticipated emergencies, and 10% is given away. So the challenge is to sit down with your finances and start thinking about what it would take to break it all down into something close to the 80-10-10 model.

But, of course, tithing is really hard. It simply may not be possible for you to give 10% away. However, it is helpful to think about your generosity in terms of a total value instead of an occasional offering. As in, what does 2% look like for you? Or even 5%?

And you can leave it right there, a relatively simple thought experiment, or you can take it one step farther and take a good look at whatever debt you might have and make a plan to repay it. If you are anywhere near the average $9,000 in credit card debt, and you only make the minimum payment every month, it will take something like 200 years before it will all go away. So look at what is owed, and make a budgetary plan to star chipping away at it so than it no longer grips your around your soul like a shackle, so that you never wander over to the offering plate and have to give away your entire life at the value of a penny. 

And, if you want serious extra credit, you can bring back a commitment card next week (found in your bulletin). It is something to prayerfully consider and fill out, a commitment of giving to the church so that no widow in our community will be forced to give away her very life at the expense of her life being ignored.

A lot of us have a warped understanding of what faithful giving looks like. We think that if we give, then God will give more back to us. But that is not how it works. We do not give to God in order to get something in return. 

Do you think the widow at the treasury believed that if she just kept giving everything that she would one day wake up with an overflowing bank account? 

We give to God simply because God has given to us. We believe that when we give it blesses not us, but others. And then, of course, it is in the blessing of others that we are blessed.

The church is not perfect. After all, it’s filled with broken people like you and me. 

But we believe in having transparency in our finances and we are committed to serving those in need. 

We believe in the power of the blessings God has given us to bless others. 

And we believe that by returning to God what belongs to God, we take steps toward making the kingdom incarnate on earth. Amen.